Frequently Asked Questions
Farmland offers high long-term appreciation, low maintenance, tax benefits, and the opportunity for both personal use and income generation through agriculture or farm-based activities.
Yes. Farmland is considered one of the safest investment options because it is a tangible asset with stable appreciation, especially in developing outskirts and growth corridors.
Buyers should check for:
• Patta / Chitta / Adangal
• FMB sketch
• EC (Encumbrance Certificate)
• Proper land classification (DTCP, Panchayat limits, Agriculture, etc.)
• Clear title with no disputes
Always ensure the land is non-encroached, properly surveyed, and legally transferable.
NRIs are generally not permitted to buy agricultural land directly unless specific state regulations allow it. They may require special permissions or citizen status. Always check local regulations.
Depending on zoning rules, farmland can typically be used for:
• Organic farming
• Horticulture & plantations
• Farm stays / weekend homes
• Cattle or poultry units
• Eco-resorts (with approval)
Always confirm permitted land use with local authorities.
Most banks do not provide housing loans for agricultural land. However, agricultural loans or mortgage-based loans may be available based on eligibility and documentation.
Minimum plot size depends on state regulations. Some states require minimum 21 cents / 1,000 sq.ft / 5,000 sq.ft, while others have no restrictions.
• Parent documents (previous 30 years)
• Patta / Chitta / Adangal
• EC (up to current date)
• Survey number & land classification
• No-objection clearances (if applicable)
• Accurate layout sketch with boundaries
Farmland is primarily meant for agricultural use. Farm villa plots allow construction of small weekend homes or cottages within an agro-community, depending on approvals.
Construction depends on land classification and zoning regulations. You may need reclassification approval or panchayat permissions for residential structures.
Basic maintenance includes:
• Fencing
• Water source upkeep (well/bore)
• Soil health management
• Plantation care
Some developers offer annual maintenance services for an additional cost.
Yes. Farmland in growth corridors, upcoming industrial zones, or near city outskirts often appreciates faster due to infrastructure developments like roads, factories, educational institutions, and residential growth.
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